Why SpringboardAuto? SprinboardAuto applicants can: Receive a real-time credit pre-qualification without affecting your credit score. Customize your terms that fit within your loan approval. Easy and no cost to apply. Related articles Who is SpringboardAuto? Do you offer leasing of finance leased vehicles? Do I need auto insurance? Can you issue a pre-qualification without affecting my credit score? Will I incur a pre-payment penalty if I pay my loan off early?